A financial partnership to support young entrepreneurs

This program, offered jointly with Desjardins, is intended for entrepreneurs aged 35 or less and who are just starting out.

The financing granted under the Créavenir program must be combined with a loan from the Fonds PME MTL. 

Financial assistance

A line of credit of up to $15,000 at prime + 0.5%, for a five-year period.

If necessary, a grant of up to $5,000, which can be used as leverage for obtaining financing from other sources.

Every application is studied by the joint investment committee (CIC) of the hub concerned, to determine the entrepreneur’s qualifications and the viability of the proposal in light of the fund’s objectives and requirements.


To be eligible for a loan and subsidy, you must:

  • Both reside and launch your business on Montréal Island
  • Be at the launch phase or have operated a business for less than 3 years
  • Be aged 35 or less
  • Be a member of a participating Desjardins caisse or prepared to join one
  • The financial aid received must be used as leverage to access other sources of financing

Related information

See the Financing your business section for advice, and PME MTL updates concerning financing.

See the Financial partners and financing programs section to determine whether your project is eligible for financing.


6224, rue Saint-Hubert

Montréal, Québec, H2S 2M2

514 723-0030
Follow us